Zest AI Resources
Lenders everywhere are breaking their reliance on generic, legacy credit scoring and switching to AI or machine learning based credit models. Why? AI-driven models are more accurate and inclusive, delivering a whole new set of economic and social benefits. Among them:
- Higher return on asset and better use of capital
- Improved borrower and member experience
- Increased automation, efficiency, and decisioning speed
- Enhanced market competitiveness
We've organized this guide according to best practices for evaluating AI lending for your organization:
- Measuring Statistical Performance
- Assessing Stability and Durability
- Analyzing Economic Projections
- Ensuring Compliance and Explainability