Zest Finance


Big data is changing the underwriting industry forever. If you would like to talk to us about the future of the underwriting industry, send us an email at press@zestfinance.com.

What People are Saying

ZestFinance CEO: 'We need data artists to save zombie borrowers' More »

2013 Innovators to Watch More »

Debunking the Myth that LA Doesn't Build Harcore Technology More »

Data Science News Roundup: Becoming A Profession At $300/Hour More »

Helping Lenders Use Big Data to Scope Out Sure Bets More »

In a Data Deluge, Companies Seek to Fill a New Role More »

The Modern Data Nerd Isn't as Nerdy as You Think More »

Looking for a data scientist? Here's who you need More »

The Online Lenders That Could Break the Payday Loan Racket More »

Forget Fico: How Data Is Changing the Rules of Credit and Underwriting More »

Could Being Racist Make It Harder to Get a Loan? More »

The World's Top 10 Most Innovative Companies in Big Data More »

Lenders Are Turning to Social Media to Assess Borrowers More »

How To Solve The PayDay Loan Problem: Competition Of Course More »

6 Big Data Quotes of 2012 More »

Tech's Hot New Market: The Poor More »

4 Startups Reinventing Finance from LA, not NYC More »

6 Reasons Los Angeles Is Suddenly Booming With Startups More »

Can machine learning make sense of the NFL's big data? More »

Big data + machine learning + human artistry = even better underwriting More »

ZestFinance Debuts New Data Underwriting Model to Ensure Lower Consumer Loan Default Rates More »

Where machine learning and human artistry meet your wallet More »

ZestFinance Aims to Fix Underwriting for the Underbanked More »

Where machine learning and 'human artistry' meet your wallet More »

ZestFinance Debuts New Data Underwriting Model to Ensure Lower Consumer Loan Default Rates More »

A Practical Approach to Reading Signals in Data More »

How Big Data is Disrupting the Marketing World More »

Tech Titans Hit the Beach More »

Why Hiring People Who Annoy You Helps You Innovate More »

Are Startup Founders Entrepreneurs or Poker Players? More »

Start-ups Join Hacker Tour to Recruit Tech Talent More »

Hire People Who Annoy You More »

Former Google CIO on the Art of Co-founding More »

How big data might mean better business for big banks More »

Big Data for the Poor More »

For ZestFinance, big data comes with big responsibility More »

Are Banks Simply Too Big to Innovate? More »

ZestCash Claims Bringing Big Data to Consumer Lending Will Revolutionize the Industry More »

ZestCash Creates New Credit Models, Expands to More States More »

ZestCash Offers Up Technology for Identifying If You’re Credit Worthy More »

ZestCash Debuts New Big Data Underwriting Models to Determine Consumer Credit Risk More »

Just the Facts. Yes, All of Them. More »

How Data Mining Leads to Loans for the Underbanked More »

Don’t Call Them Payday Loans, but Watch the Fees More »

Fast Talk: How a Former Google Exec Plans to Transform Loans More »

Rethinking Credit Scores More »

Alternative Lenders Parse the Subprime Market with Google-Like Data Analysis More »

Former Google CIO Raises $73 Million to Reform Payday Loans with Data-Driven Startup ZestCash More »

The Daily Start-Up: ZestCash Nabs $73M to Disrupt Payday Loans More »

Lender ZestCash Wins $73 Million in Funding More »

Trouble Getting a Loan from Your Bank? ZestCash Gets $73M to Help the Underdogs More »

Venture Capital Deals More »

ZestCash Closes $73 Million in Funding More »

Google Vet's Internet Payday Lender Company Cashes In More »

Payday Loans Reform: ZestCash by Ex CIO Merrill Helps Americans More »

ZestCash Banks $73M to Displace Payday Loans with Analytics More »

Mobile Money for the Next 2 Billion People More »

Payday Loans Go High Tech More »

ZestCash to Expand Web-Based Loans into More US States More »

Micro-lender Zestcash Latest to Win VC Backing More »

Startup Mines Consumer Data to Vet Loan Applicants More »

ZestCash Gets $19M to Offer Data-Driven Loans More »

Google-Style Data Analysis for Loans More »

ZestCash Gets $19M for Lending Startup More »

The Daily Start-Up More »

ZestCash Scores $19M to Battle Payday Lenders More »

The Rich Future Of Money: The Poor More »

Ex-Googler Douglas Merrill Takes on Payday Lenders with ZestCash More »

Former Google CIO Douglas Merrill Wants to Reform Payday Loans with ZestCash More »

Google-Style Money for America's Poor More »

What Douglas is Saying

“We feel like all data is credit data. More data is better.”

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What we're saying

ZestFinance Extends Family Leave Policy


Also achieves diversity goals

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ZestFinance Secures $150M from Fortress


Will accelerate growth of Basix Loans.

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ZestFinance Earns Five Awards This Year


With accolades for growth, culture, and contributions to FinTech industry.

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Committing to Gender Parity and Minority Hiring


Part of First-Ever White House Demo Day.

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ZestFinance Launches Basix Loans


Basix will serve middle-class Americans overlooked by banks.

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Expanding Credit in China with JD.com


New joint venture will provide credit risk evaluation services to lenders in China.

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Big Data Model for Collections Scoring


Increases collections results using 30% fewer resources.

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ZestFinance Closes $20 Million in Funding


Latest round will be used to fund growth in credit underwriting.

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Top 100 Technology Startup


Red Herring recognizes ZestFinance for its innovation in credit underwriting.

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Ernst & Young Semifinalist


Entrepreneur of the year program recognizes excellence in innovation and financial performance.

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Fast Company: Most Innovative in Big Data


Fast Company honors the top 10 most innovative companies in big data.

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90% Increase in Repayment Rates


New underwriting model drastically improves repayment rates.

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ZestCash Becomes ZestFinance


ZestFinance opens its underwriting technology to other lenders.

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Launch: New Credit Decisioning Infrastructure


New underwriting models extend credit to 25% more Americans and increase repayment by 20%.

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ZestCash Raises $73 Million Series B


New capital will fund company growth and innovation in underwriting.

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ZestCash Secures $19 Million Series A


Funding will support corporate growth and product expansion.

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