Special Report

Traditional Credit Models Keep Americans from Financial Goals

Millions of Americans struggle to get credit and many face a system riddled with wrong, unfair, or missing financial data.

The Harris Poll was conducted to gauge Americans satisfaction with their credit score and the system in place. The poll reveals deep disaffection, especially among minorities and young people.

Harris Poll - Unfair Lending Chart

Key findings from the Harris Poll include:
  • 40% of Americans say their score has prevented them from attaining a key financial milestone.

  • 70% of Americans would gladly give up more of their personal data if it helps them get a loan.
  • 80% of Americans think more information sources should be used to evaluate their credit.

Get the eBook for useful consumer insights and key takeaways for what banks, consumers, and policymakers can do to improve accuracy and fairness in lending.

Download your copy of the report "Do Traditional Credit Scores Undermine the American Dream?"