Expand your market. Reduce your risk. Make customers happier.

ZAML® models give you a better ability to segment customers by risk, so you can identify good borrowers that other banks have overlooked.

Expand your market share.

ZAML models give you a better ability to segment customers by risk, so you can identify good borrowers that other banks have overlooked.

Expand your market share

Reduce your risk

By looking beyond traditional credit scores, you can identify borrowers who pose too much risk for your portfolio.

 

Reduce your risk

Expand your business, with 100% compliance

ZAML tools excel at optimizing your pricing across the risk spectrum, so you can deliver great offers to deserving borrowers in full compliance with fair lending laws.

Expand with compliance

Benefits

Cut losses

Reduce losses and default rates by 30%

Find more deserving borrowers

Increase approvals by 15%

Price and assess risk better

Analyze the creditworthiness of each borrower with more predictability than ever before

Empower your team

ZAML automates all the model risk management work, so your data team can focus on modeling.

Transition seamlessly

Build ML models with more of your own data and the systems you already use

Explore infinite possibilities

Use ZAML to build machine learning models for underwriting, MRM, marketing, and much more

Let’s Talk

Talk to us today about how you can accelerate your origination growth with no added risk, and put more deserving borrowers into their first homes.