ZAML® models give you a better ability to segment customers by risk, so you can identify good borrowers that other banks have overlooked.
ZAML models give you a better ability to segment customers by risk, so you can identify good borrowers that other banks have overlooked.
By looking beyond traditional credit scores, you can identify borrowers who pose too much risk for your portfolio.
ZAML tools excel at optimizing your pricing across the risk spectrum, so you can deliver great offers to deserving borrowers in full compliance with fair lending laws.
Reduce losses and default rates by 30%
Increase approvals by 15%
Analyze the creditworthiness of each borrower with more predictability than ever before
ZAML automates all the model risk management work, so your data team can focus on modeling.
Build ML models with more of your own data and the systems you already use
Use ZAML to build machine learning models for underwriting, MRM, marketing, and much more
Talk to us today about how you can accelerate your origination growth with no added risk, and put more deserving borrowers into their first homes.