ZAML® is the only way to get your ML credit models from the lab to production. Reduce losses. Increase approvals. Fast.
How Discover Is Using ZAML To Deploy ML Underwriting Models
We're helping Discover create one of the largest AI-based credit scoring solutions in the financial services industry.
A subprime auto lender cut its losses by 23% per year and increased approvals 14%.Read the Success Story
Brazil’s leading retailer to use Zest machine learning software to expand credit access for millions of Brazilian consumers
ZAML customers see a 15% average increase in approval rates with no added risk.
We automate the risk management so you can focus on great modeling with 100% explainability. Go live in 3 months, a new industry benchmark.
ZAML models can combine thousands of variables for deeper insights. It works on-premise or in the cloud.
Learn how customers like you are using ZAML to stay ahead.
Accelerate approval rates with no added risk, or maintain approval rates with much lower portfolio losses. Gain market share.Learn More
Generate more revenue and reduce charge-off rates by identifying better borrowers across the entire credit spectrum.Learn More
Generate more revenue with no added risk by identifying hard-to-score businesses.Learn More
Underwrite more consumers and business accounts. Reduce installment plan losses and customer churn.Learn More
Learn how your business can grow with Zest Automated Machine Learning.