Approve borrowers that other lenders are missing

Most traditional underwriting systems use fewer than 50 data points for credit decisions. The Zest Automated Machine Learning (ZAML) platform is an end-to-end underwriting solution that allows you to take advantage of machine learning and thousands of data points, at scale, and with speed and full transparency. With ZAML, you can more accurately assess thin-file and no-file borrowers——such as millennials——that traditional underwriting systems overlook.

Data Assimilation logoData

Rapidly discover, acquire, and onboard data sources at a massive scale.

Modeling Tools logoModeling

Train, ensemble, and productionalize machine learning models in one streamlined workflow.

Modeling Explainability logoModeling Explainability

Unpack the “black box” of machine learning models to clearly communicate economic value and support compliance.

Safely grow your lending business

ZAML allows you to increase your approval rates by leveraging machine learningview growth case study

Cut your credit losses, without losing borrowers

ZAML allows you to improve your underwriting by leveraging machine learningview risk case study

ZAML Data Sheet

Learn more about ZAML’s capabilitiesview zaml data sheet

Get started with ZAML today!