ZAML® is the only machine learning credit and risk modeling solution with end-to-end explainability. It's fast, powerful, and compliant.
Go from hundreds of credit and risk models to just one machine learning model with advanced ensembling per product line.
Boost predictive power by harnessing more of your internal product and customer information. Extract more value from bureau data. ZAML models can draw insights from thousands of variables in a single credit model.
ZestFinance installs and configures ZAML tools on your systems so you can harness the power of machine learning models quickly and safely.
ZestFinance professionals will help your business teams evaluate and apply machine learning models that match your priorities and business goals.
ZAML tools enable your modelers and business analysts to quantify model risk and performance, and determine the safety constraints of ML models.
A ZAML partnership helps you create an internal practice around evaluating and explaining machine learning models for your business.
ZAML models can be hosted however you like, on-premises or in the cloud, and easily integrated into your existing apps. No rip and replace.
With ZAML tools and IP, you can safely operate your models using any hosting server. Output monitoring data easily to your existing BI tools for faster model development. ZAML gives you the confidence to know your model is operating as expected.
ZAML tools accelerate your deployment time by allowing the business teams to directly operate their own models with no recoding. You can refit and deploy new models as markets change.
ZAML provides you with the tools and expertise to be able to explain machine learning models at the macro model level and for every individual credit decision.
ZAML provides you with automated MRM reports, fair lending and economic impact analysis, as well as variable safety analysis and key decision factors, empowering you to take advantage of ML.
ZAML automates much of the model and system reporting and monitoring, allowing your valuable data scientists to focus on higher value work.
ZAML enables you to monitor ML models for disparate impact and other fair lending risks from model build through operation. No surprises here.